ADRC Your Unbiased Medicare Expert
Medicare is the federal health insurance program for individuals over the age of 65 or younger persons who have received Social Security disability payment for 25 months. Social Security Administration determines eligibility. Eligible persons receive a red, white, and blue Medicare ID card in the mail from the Center for Medicaid and Medicare Services (CMS).

You’ve paid into the Medicare trust fund during your working life. Once you start on Medicare you will pay a premiums and may have co-pays. These costs vary depending on the Medicare program you select. Medicare is administered by CMS who contracts with private insurers who offer Medicare Advantage and Medigap Plans.

Medicare Enrollment due to Loss of Employer Health Coverage

If you have lost your group health coverage due to a job loss, layoff, or furlough and had put off enrolling into Medicare or declined Medicare Part B you should explore requesting those benefits now.  It will not only give you health coverage but help you to avoid penalties in the future.

Individuals who were covered under a group plan due to active employment or employment of a family member have a special eight month enrollment period to request Medicare Part A and/or Part B through the Social Security Administration (SSA).  SSA has put together instructions see this Special Medicare Enrollment flyer.

Call a Benefit Specialist at the ADRC (920) 448-4300 with questions or for more information.

The ADRC is your unbiased Medicare expert.


Stay in the Know with these Medicare Workshops

Now available virtually!

ABCD’s Of Medicare

Learn about the full scope of the Medicare program; including different parts of Medicare, enrollment information, and coverage options.

Upcoming Virtual Workshops.  You need a computer, tablet, or smart phone and internet service to participate.

Choose from one of these 2 sessions.

Thursday, October 22, 2020
1:00 – 2:00 p.m.

Wednesday, October 28, 2020
9:00 – 10:00 a.m.

Click on the workshop time links above to Register.

The Resources button brings you to a page with more information about medicare coverage options.

Medicare Tools: Managing your Benefits Online

Learn about online tools available to navigate and manage your Medicare benefits. Individual assistance is available after each session and other times by appointment.

On-line Workshops – Available Anytime

The following workshops are available on-line at your convenience. Click the titles below to open and view the workshop of your choice.  Viewing them in order is recommended. (NOTE: You will need Adobe Flash in order to view videos. If you are having trouble, try opening in Mozilla Firefox.)


Part 1: Enrollment in Medicare

How and when to enroll in Medicare.

Part 2: Medicare Basics

Types of coverage including preventative services.

Part 3: Your Coverage Choices

Coverage Choices such as original Medicare and Medicare Supplement or Medigap Insurance.

Part 4: Medicare Advantage Plans

Advantage plans also known as Part C.  Discusses preventative and other types of coverage.

Part 5: Medicare Part D and more

Prescription drug coverage including Wisconsin SeniorCare.  Learn about annual enrollment, when it is and why it’s important.

Part 6: Help with Premiums and more

Programs that help persons with low income afford Medicare.  Fraud protection tips. Review and resources.

We Take the Mystery out of Medicare

Medicare is complicated. ADRC staff and specially trained volunteers are here to answer your questions and take the mystery out of Medicare. Below are a few sample questions.

I’m 65 still working and have coverage with my employer, am I required to sign-up for Medicare?
Not everyone who is turning 65 or who is eligible for Medicare due to disability payments may be required to enroll in Medicare. Call us to talk about your individual situation.
I am about to turn 65 and am getting a lot of mail from insurance companies.

There are many Medicare health plans to choose from. The ADRC does not sell insurance. We do provide unbiased information about your Medicare options.

Attending one of our Medicare workshops (see above) provided monthly throughout the year will help you understand how Medicare works so you can make an informed decision about the plan that will work best for you.

Do I have choice in selecting Medicare coverage options?

Medicare coverage options can be confusing. This very basic Medicare Coverage: Your Options Chart illustrates your options. Call us 920-448-4300 we will explain the details of how each option works.

My Medicare coverage is expensive, is there a way to save money?
Medicare can be very costly. Are you on the plan that is best for you? Contact us for a benefits check-up to determine if you qualify for a Medicare Savings Plan and/or show you how to do a plan comparison.
What does Medicare Cover?

Download this Medicare Chart to learn which benefits are covered under original Medicare Part A and Part B. You can see if your particular test, item, or service is covered under original Medicare by going to

Medicare Money Savings Programs

Below is a short description of some plans that can help reduce the cost of Medicare. ADRC is your best source to determine if you qualify and how to apply.

Medicare Savings Program

At the low end this program pays for Part B premiums at the high end it pays Part A and B premiums along with deductibles and coinsurance for original Medicare. Eligibility is subject to gross income and asset requirements. This Medicare Savings Program flyer has more information.

Senior Care

Prescription drug assistance program for Wisconsin residents age 65 or older who meet enrollment requirements. It can be used to meet Medicare’s drug coverage requirement or with other Medicare drug plans to lower medication costs. Annual growth income used to determine eligibility and coverage. Go to or call an ADRC Benefit Specialist to learn more or pick up an application at ADRC.

Extra Help (Low Income Subsidy-LIS)

It can help pay premiums, deductible, and co-pays for prescription medications. Income and resource limits apply. Limits change annually. Medicaid recipients are automatically eligible but others are encouraged to apply.
Go to to apply.

Patient Assistance Program

Offered by pharmaceutical companies to help eligible patients purchase costly medications. Not all medications have assistance programs. Programs have financial and coverage restrictions. A portion of the application will need to be completed by the prescribing physician. To see if you medication has an assistance program search by the med name on these sites: or


Other Insurance


Medicare Supplement or Medigap Policies Questions

Wisconsin Medigap Helpline: 1-800-242-1060 or

Medicare Website Great source for information about Medicare for new, soon to be and current recipients and their caregivers.

Medicare Forms Forms organized by situations to help you find the form to fit your individual situation.

Medicare & You Booklet Provided by CMS annually to all Medicare participants this booklet gives a lot of valuable information about Medicare. Find the booklet in different formats, i.e.: audio, electronic, and languages other than English.

Wisconsin Senior Medicare Patrol (SMP) Call 888-818-2611 or email: Help for Medicare recipients to prevent, detect, and report Medicare fraud, errors, and abuse.


Employment Guide for Persons with Disabilities

Outlines employment options including information on job assistance for older adults, veterans, and adults with disabilities. Examples are Social Security Administration Work Incentive programs, how to find funding, assistive technology, and legal issues and advocacy.

Information and Advocacy for Persons with Disabilities

List of organizations that assist persons with disabilities and their families, i.e.: finding services, assistive technology, and support groups in addition to providing education and advocacy on disability related issues and so much more.

Durable Medical Exquipment - Donate - Purchase Used List

ADRC and Options for Independent Living Loan Closets are closed to lending and accepting items.

List of sources for donating equipment you have or to purchase used equipment.  Examples are assistive devices for the bathroom, bedroom, walkers, canes, wheelchairs, etc.  If you need to explore more options call the ADRC at 920-448-4300 for assistance.

Programs for Individuals with Disabilities

List of organizations that serve persons with disabilities with programs to help them stay active and learn new skills.

Respite Options for People with Special Needs

Explains what respite is, why it’s important, available respite options and where to get assistance to sort through those options.

ASPIRO 920-498-2599, 1673 Dousman Str., Green Bay, WI Agency serving individuals with disabilities.  Services such as early intervention, employment, and day services, and more.

CP 920-337-1122, 2801 South Webster Avenue, Green Bay, WI  Provides aquatic exercise, therapy services, adult day services, childcare, advocacy, and information.

Curative Connections 920-468-1161, 2900 Curry Ln, Green Bay, WI  A wide variety of services for older adults and adults with disabilities.  Dementia, adult day services, training and employment, rehabilitation, transportation and more.

Options for Independent Living 920-590-0500, 555 Country Club Road, Green Bay, WI Disability showcase model home and office.  Get hands on experience with assistive technology and adaptive equipment.  Provides advocacy, peer support, information, and referral.

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