--- title: Medicaid - Aging & Disability Resource Center (ADRC) image: https://adrcofbrowncounty.org/wp-content/uploads/2020/01/Amywithcustomers.jpg --- # Medicaid Medicaid Health Insurance ![Medicaid graphic](http://adrc.flywheelsites.com/wp-content/uploads/2020/01/Medicaid_c-One-Photo-scaled.jpg) ## **What is Medicaid?** Medicaid is Wisconsin’s program for health care. There are a variety of programs, each with different rules for eligibility, both financial and non-financial. Brown County Economic Support, a.k.a. Bay Lake Consortium determines eligibility. [Learn More about medicaid](https://www.dhs.wisconsin.gov/medicaid/index.htm) ## **How to Apply for Medicaid Health Care** Medicaid applications require many forms. You can apply for most programs in a variety of ways such as: - Online at [access.wisconsin.gov](https://access.wisconsin.gov/ "Wisconsin Access website") - Call Bay Lake Consortium 1-888-794-5747 - Or with help from ADRC staff (920) 448-4300 ## **Bay Lake Consortium** **Bay Lake Consortium receives applications and determines eligibility.** Phone: 1-888-794-5747 Fax: 1-855-293-1822. Visit  [Brown County Human Services Economic Support](https://www.browncountywi.gov/departments/community-services/economic-support-services/ "Brown County Economic Support website") for local address, phone number, and hours. ## **How to apply for Medicaid Long-Term Care** Long-term care is for persons who are no longer able to complete day-to-day activities such as bathing, dressing, meal prep, etc. without assistance. ##### **ADRC – Start Here** ADRC is the place to start to learn about and apply for the Medicaid long-term care program. The application process is very extensive, we are here to guide you through it. There are multiple Medicaid long-term care programs in Wisconsin. [Learn More about how to apply for medicaid](https://adrcofbrowncounty.org/family-care-iris/) ![ADRC benefit specialists posing by a sign](https://adrcofbrowncounty.org/wp-content/uploads/2026/02/IMG_6431-scaled.jpg "IMG_6431") ## **Your Assets and Medicaid** Assets are part of the eligibility review in applying for Medicaid. The topics below talk about some options available to preserve assets as well as information about how divestment and estate recovery work. Z #### WISPACT Trusts A type of trust created to help preserve the assets of people with disabilities. WISPACT trust assets are not counted when applying for Medicaid.  [Learn More about WISPACT trusts](http://www.wispact.org) Z #### Burial Trusts There are certain types of burial assets that are not counted for Medicaid eligibility.  [Learn More about burial trusts](https://adrcofbrowncounty.org/planning-for-funeral-and-burial-expenses-wall/) Z #### Estate Recovery Estate recovery is a program where the state of Wisconsin can recoup some of the money that was spent on long-term care Medicaid programs such as Family Care, IRIS, or Institutional Medicaid. [Learn More about estate recovery](https://www.dhs.wisconsin.gov/medicaid/index.htm) Z #### Spousal Impoverishment Protection Provides protection for spouses of persons who qualify for long-term care coverage. The rules are designed to protect the income and asset of the spouse who is not applying for long-term care Medicaid.  [Learn More about spousal impoverishment protection](https://adrcofbrowncounty.org/wp-content/uploads/2026/03/Spousal-Impoverishment-Protection-WI-DEPT.pdf) Z #### Divestment When applying for Medicaid for long-term care, the eligibility office looks back in time to determine if the applicant transferred any income, assets, or property for less than fair market value *(known as Divestment)*, for the purpose of becoming eligible for a long-term care Medicaid program. If divestment is determined, there may be a penalty assessed before the person will be found eligible for Medicaid.  [Learn More about divestment](https://adrcofbrowncounty.org/wi-ma-divestment-fact-sheet-dhs-7-2019/) ## Medicare ## Other Insurance # **Medicaid Resources** [Resource Library](https://adrcofbrowncounty.org/resource-library/) - EClick to Read More about ADRC Resources ### Resources with this icon can be clicked to learn more.
**Access Wisconsin** Learn about programs and eligibility. Apply online.
[Access Wisconsin](https://access.wi.gov/s/?language=en_US)
**Medicaid Forms** Forms, guides, and publications for new and current Medicaid members.
[Medicaid Forms](https://www.dhs.wisconsin.gov/medicaid/publications.htm)
**Wisconsin Medicaid** Information about the different programs for persons new to Medicaid, current members, and partners/providers.
[wisconsin medicaid](https://www.dhs.wisconsin.gov/medicaid/index.htm)
**Medicaid Fact Sheet** Learn about programs and eligibility. Apply online.
[Learn More About Medicaid](https://adrcofbrowncounty.org/wp-content/uploads/2026/03/Medicaid-Fact-sheet.pdf)
**ACCESSS Application Guide** Learn about programs and eligibility. Apply online.
[Learn More About the ACCESS Application Guide](https://adrcofbrowncounty.org/wp-content/uploads/2026/04/Access-EBD-Application-Guide-3.pdf) [Go to mobile version](https://adrcofbrowncounty.org/medicaid/?amp=1) ```json {"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/adrcofbrowncounty.org\/medicaid\/","url":"https:\/\/adrcofbrowncounty.org\/medicaid\/","name":"Medicaid - Aging & Disability Resource Center (ADRC)","isPartOf":{"@id":"https:\/\/adrcofbrowncounty.org\/#website"},"datePublished":"2020-01-30T05:51:18+00:00","dateModified":"2026-03-26T16:12:02+00:00","breadcrumb":{"@id":"https:\/\/adrcofbrowncounty.org\/medicaid\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/adrcofbrowncounty.org\/medicaid\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/adrcofbrowncounty.org\/medicaid\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/adrcofbrowncounty.org\/"},{"@type":"ListItem","position":2,"name":"Medicaid"}]},{"@type":"WebSite","@id":"https:\/\/adrcofbrowncounty.org\/#website","url":"https:\/\/adrcofbrowncounty.org\/","name":"Aging & Disability Resource Center (ADRC)","description":"Empowering & Enriching the Lives of Older Adults, Adults with Disabilities, and Caregivers","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/adrcofbrowncounty.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]} ```